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12Months Interest Free $0 Deposit

 

No Deposit Finance 12 Months Interest Free All Spas
Coming  may 8th Watch This Space!


Apply for a Gem Visa now and get 12 months interest free.

Apply Now – join Gem Visa online and once your approved you can start shopping.

Already have an eligible card?
Start shopping today.

Important information

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $65 annual fee (charged $32.50 half-yearly) apply. Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free period. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd.

Long term interest free offers may vary. Available at participating retailers to approved customers only. Conditions, fees and charges may apply. Ask in-store for further details.

Financial Advice – Prescribed Statement Disclosure

You are protected by responsible lending laws. Because of these protections, the recommendations given to you by us about personal loans, credit cards and any credit related insurance products are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

Give us a call on 0800446877 and we’ll process your order over the phone, or feel free to visit us in-store.
 

20% deposit finance


12 Months Interest Free with FINANCE NOW!

Ford HotSpring Spas can offer 12 months interest free with a further 36 months to pay.  The minimum deposit is 20%.

What is Interest Free?

Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period.

  • Buy over-the-phone or in-store
  • Pay no interest during the stated interest free period
  • Minimum monthly payments must be made each month
  • Pay the entire amount owing withing the interest free period without any penalty
  • There is an administration fee of $2.95 per month. 

Terms and Conditions

*Credit and lending criteria and fees apply, including a Finance now $145 establishment fee. Paying only the minimum monthly repayment.  The Prevailing interest rate (currently 19% p.a.) applies after any interest free term ends. (Compare our rate to that of our competitors offerings where you pay 26-29% after the interest free period ends) Further information on rates and fees can be found at https://www.financenow.co.nz/help/retail-loans-rates-and-fees


www.financenow.co.nz

Note: This will take you to our pre-approval page. Once completed, the application will be customised to 12 months interest free with an additional 36 months to pay. The deposit amount will be 20%. Please apply for the total amount you want to finance (spa price - deposit). Note that this application is only active once you agree to purchase the spa and take delivery. 

 
 

Welcome to Gilrose Finance

We have processed in excess of 350,000 loans through our retailer network across the country for 30 years. This makes us one of the most trusted and reliable finance companies in New Zealand. Our interest rates and fees are very competitive. We are open 7 days a week from 8:30am. We strive to get a response to you promptly during our open hours (our average response time is 15 minutes).

If you are looking for a personal loan for a car, some home improvements, a special event  such as a wedding, a holiday or whatever your heart desires then look no further – Gilrose Finance will help you out. Apply today – it only takes a few minutes.

*Average response time during business hours

Lending Business Hours:

Monday   9:00 am - 6:00 pm
Tuesday   9:00 am - 6:00 pm
Wednesday   9:00 am - 6:00 pm
Thursday   9:00 am - 9:00 pm
Friday   9:00 am - 9:00 pm
Saturday   9:00 am - 6:00 pm
Sunday   10:00 am - 6:00 pm

For a Full breakdown of our hours please see "Enquiries & Feedback" in the "Contact US" drop down.

Personal Loan Process:

  1. ApplyComplete our easy 1-page Application form
  2. Response / ApprovalWe will get back to you promptly*
  3. DocumentsReturn your signed documents back to us
  4. $$$We will transfer the money into your bank account

* We may request further information in order to help us in assessing your application (e.g. bank statements), or we may approve you straight away. Once approved, we will e-mail you your contract and ID page.

Please see our FAQ section for details about who can witness your documents, and what is required as proof of your bank account number
 
 

 

 



 

 

 

 

 

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